Property Valuation for Mortgage Australia
Independent, RICS-compliant property valuations accepted by all major Australian lenders. Ensure your mortgage application is supported by a professionally prepared, legally defensible valuation report.
About This Purpose
What Is Property Valuation for Mortgage?
A mortgage valuation is a professional assessment of a property's market value, required by lenders before they approve a home loan. The valuation determines the property's worth on the open market, which the lender uses to calculate the loan-to-value ratio (LVR) and the maximum amount they are willing to lend against the security.
Unlike a real estate appraisal or market estimate, a mortgage valuation is conducted by a qualified, independent valuer who follows strict professional standards. At Landmark Valuations, every mortgage valuation is prepared in accordance with RICS Red Book Global Standards 2025 and the International Valuation Standards (IVS), ensuring your report is accepted by all major Australian banks and financial institutions.
Our valuers consider factors including the property's condition, location, comparable sales data, zoning, and any features that may affect its market value. The result is a comprehensive report that gives your lender confidence in the security value and helps you move through the loan approval process efficiently.
Our Promise
Why Landmark Valuations.
RICS Compliance
Every valuation follows RICS Red Book Global Standards 2025 and IVS. Reports accepted by banks, courts, the ATO, and regulatory bodies across Australia.
Legal Defensibility
Prepared to withstand legal scrutiny. Court proceedings, tax disputes, regulatory submissions — our reports provide authoritative evidence of market value.
National Coverage
Valuers across all eight Australian states and territories. Consistent quality, single point of contact, wherever your property sits.
Next Steps
What happens after the valuation?
Once the valuation is complete, your bank or lender receives the RICS-compliant valuation report directly. They assess the report against their internal lending criteria and use the determined market value to calculate the maximum loan amount they are willing to offer.
A RICS-compliant report is recognised by all major Australian banks and financial institutions, which can significantly speed up the approval process. If any queries arise, our valuers are available to discuss the methodology and findings with your lender's credit team.
You will also receive a copy of the valuation report for your own records. This document provides a detailed analysis of your property's market value that can be useful for future financial planning, insurance purposes, or subsequent property transactions.
Compliance
RICS Red Book Compliant.
Every valuation we produce adheres to the Royal Institution of Chartered Surveyors (RICS) Red Book Global Standards 2025 and the International Valuation Standards (IVS). Your report is recognised by banks, courts, the Australian Taxation Office, and regulatory bodies worldwide. RICS regulation brings rigorous quality assurance, professional indemnity insurance, and a complaints handling process that protects your interests at every stage.
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FAQ
Frequently Asked Questions
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Related valuation purposes.
Coverage
Every state, every territory.
RICS-regulated valuations from Sydney to Hobart, Darwin to Perth, and every postcode in between.